If they wear such a shirt without access enabled at the bank it gives a message like 'UNKNOWN' or 'SCARED BITCH'. If access was enabled, the balance shows as intended.
You've been killed by drowning in a cesspool.
You've been killed by internal cerebral detonation.
You've been killed by the button in the booth.
"…killed by force dressing them."
But have you ever met Jacoby Needlehand?
They say he dyes his clothes with the victim's blood.
But not to worry you poor sod, he assures you will look your best in your final moments.
The main purpose behind it is for corpies (and mixers) who want to flaunt their wealth in the most ridiculous way.
Liquid chy also isn't the same as overall wealth, but this may not be a problem because people irl can hide in crappy hotel rooms with millions stored under a mattress just the same then brag about having a ton of cash. It would be cool if the bank had some flauntable reward that accounted for job level and assets. I don't know how the WSB would account for this other than having someone fill out a form listing assets or something. Maybe that needs to be a separate idea entirely.
I don't see myself using the shirt or interacting with it much personally, but others may enjoy it.